Monday, 18 June 2018
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Income Protection

The income you earn from your job is a determining factor for the quality of your life and standard of living. Have you ever thought what will happen if for any reason you become unable to work for a short or long period of time? Would your Social Security benefits be enough in such a case?

You may be particularly concerned about insuring your assets, such as your car or your house. But the most precious asset that has priority over all others in terms of insurance is your ability to work. This is what makes you productive and creative and ensures your income, which in turn provides you with all your material goods. Income insurance plans are insurance plans, which will provide you with an amount of money in case you are unable to work, either due to an accident or a disease. This amount can be paid as a lump sum or in instalments, in the form of income or (disability) pension. INTERAMERICAN provides the following schemes:

  • Permanent loss of income coverage
  • Permanent total disability decreasing amount coverage
  • Temporary total disability (loss of income) due to accident
  • Temporary total disability (loss of income) due to illness
  • Professional total disability due to accident
  • Professional disability due to illness
  • Accidental death & total disability
  • Waiver of premium
  • Waiver of premium of policy holder

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